You pay a lot for insurance. Why not make the most of it?

Is anything small bothering you now or do you have a reoccurring injury? Now is the time to get physical therapy and say goodbye to pain.

At Back in Motion® Physical Therapy we provide personalized help looking into your insurance benefits and help you make the most of your 2017 insurance benefits.

Ways We Can Help:

• Seeing if your deductibles are met. This is a great way to take advantage of your benefits because you do not have to pay out of pocket once your deductibles are met.
• Health spending accounts (HSA), health reimbursement accounts (HRA), and flexible spending accounts (FSA), we take them all! You can use them to pay for your treatment; keep in mind that HRAs do not roll over with the calendar year.
• We also offer help in setting up a Care Credit account. Care Credit is a credit line that allows you to pay for medical visits with an allotted amount of time to pay it off interest free.
• We can look into how many PT visits you have left available for the year. It’s good to take advantage of it now so you can start with a clean slate for next year. Medicare patients have a cap on visits so it is best to use what visits you have left in 2017 in case you need further visits next year. Plus, if you need to have surgery in 2018 you will want to make sure you have enough visits left.

It is a good idea to make the most of your 2017 insurance benefits because you do not know what your benefits are going to be in 2018. Chances are you could have a bigger deductible or you could be getting a deductible even if you have never had one.

Related: Back Pain: Causes & Treatment
Core Strengthening Exercises for Back Pain Relief

Here is one last tip of the health insurance trade:  Maine is a direct access state, which means you can go directly to physical therapy without a doctor’s referral. Also, you can choose the physical therapy clinic that is right for you, even if directed to go elsewhere.

If you are having any pains, dysfunction, or other general physical therapy concerns take advantage of our free pain consultation at our Gorham, South Portland, or Portland clinics to see if physical therapy is right for you.

We look forward to helping you!

By Joline Waldecker, VP of Finance

Back in Motion® Physical Therapy – Gorham, Maine